American Express

Kapitan · Posted: Tue May 02, 2006 9:37 am Post subject: American Express

Ive just applied for an american express card is there anyone here that has one and if so whats your views on them.

I personaly dont like credit cards but i need to boost credit rating so its realy the only way i can go, unless i murder my nan Surprised

:down: qhich is not an option.

The Avon Lady · Joined: 18 May 2005 Posts: 3267 Location: Jerusalem, Israel

My husband got rid of ours years ago. They drove him nuts about a missed minor payment, even though my husband contacted them, explained he was overseas at the time, and asked them to consider his perfect record for the prior decade or so.

We have used Visa and MasterCard/EuroCard ever since without looking back.

I don't know about the present but several years ago, Amex saw a lot of businesses stopping to accept the card because Amex charged a higher rate, assuming their prestige made it worthwhile.

I can only recall one place, a restaurant in NY, that exclusively only accepted Amex cards and none other.

Bellman · Joined: 14 Feb 2004 Posts: 1724

Cherish your Nan Kap ! Once they go you lose a lot of valuable family oral history. I would trade everything I have
to bring mine back - both great people, strong family leaders.

Nurture one credit card for major purchases and build a good credit rating with it. 'Hang-out' another for exposure
to cr*p on the internet - use it only for that after ringing in to reset your credit limit for that card at what you
can affotd to lose at poker. Wink

Kapitan · Posted: Tue May 02, 2006 10:11 am Post subject:

I plan to have one credit card and one only, i chose american express because my two visa debit cards are not accepted in most countrys i go to over sea's, which is a pain in the ar$e.

AMEX will boost my credit rating and also enable me to buy some things quicker and also because i run a very small buisness i can now use that to trade.

Etienne · Joined: 10 Jan 2002 Posts: 641 Location: Canada

Visa is accepted pretty much everywhere I've been, Cap. Credit cards, anyway... Debit and ATM are a pain in the a... Beside, once you're abroad with a ship, don't use your credit card.

It's called a cash advance, and it's a lot simpler :-D

Kapitan · Posted: Tue May 02, 2006 10:45 am Post subject:

It is but i dont carry cash because its hard to get back should it be stolen credit card i can cancel.

STEED · Joined: 31 Jan 2006 Posts: 1671 Location: England

Plastic cards no thanks far too easy to clone your details, one swipe by the bad guys and you’re in the red before you know it. Hard cash is back in fashion, I got turned down some 10 years ago; reason I had less than £35,000 so if you get the card Kap I shall eat my Tuna steak.

Kapitan · Posted: Tue May 02, 2006 11:14 am Post subject:

Your on !

It said i need £12,000 a year i easily reap over that, Thumbs Up

STEED · Joined: 31 Jan 2006 Posts: 1671 Location: England

OK they changed the rules so what I shall still eat my Tuna steak yummy. Smug

Kapitan · Posted: Tue May 02, 2006 11:22 am Post subject:

Well i want a picture of you eating your tuna steak with a red hot chilli and i want that pic posted on here subsim on a new topic Smug

STEED · Joined: 31 Jan 2006 Posts: 1671 Location: England

No problem just pay me 100 Million pounds job done. Smug

Kapitan · Posted: Tue May 02, 2006 11:28 am Post subject:

You cant back out of a bet weve agreed and shaken hands, so you have to do it those further demands are void Yep

Oberon · Joined: 07 Jul 2002 Posts: 1796 Location: Suffolk, UK

I drank a tablespoon of Tabasco sauce for a £5 bet once...it was...tingly. :doh:

The Avon Lady · Joined: 18 May 2005 Posts: 3267 Location: Jerusalem, Israel

My boys slosh tabasco sauce on all their food.

Well, not on ice cream. :nope:

STEED · Joined: 31 Jan 2006 Posts: 1671 Location: England