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Kapitan
Joined: 10 Mar 2005 Posts: 5385 Location: essex england also st petersburg russia
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Posted: Tue May 02, 2006 9:37 am Post subject: American Express |
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Ive just applied for an american express card is there anyone here that has one and if so whats your views on them.
I personaly dont like credit cards but i need to boost credit rating so its realy the only way i can go, unless i murder my nan :down: qhich is not an option. |
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The Avon Lady
Joined: 18 May 2005 Posts: 3267 Location: Jerusalem, Israel
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Posted: Tue May 02, 2006 9:59 am Post subject: |
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My husband got rid of ours years ago. They drove him nuts about a missed minor payment, even though my husband contacted them, explained he was overseas at the time, and asked them to consider his perfect record for the prior decade or so.
We have used Visa and MasterCard/EuroCard ever since without looking back.
I don't know about the present but several years ago, Amex saw a lot of businesses stopping to accept the card because Amex charged a higher rate, assuming their prestige made it worthwhile.
I can only recall one place, a restaurant in NY, that exclusively only accepted Amex cards and none other. |
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Bellman
Joined: 14 Feb 2004 Posts: 1724
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Posted: Tue May 02, 2006 10:08 am Post subject: |
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Cherish your Nan Kap ! Once they go you lose a lot of valuable family oral history. I would trade everything I have
to bring mine back - both great people, strong family leaders.
Nurture one credit card for major purchases and build a good credit rating with it. 'Hang-out' another for exposure
to cr*p on the internet - use it only for that after ringing in to reset your credit limit for that card at what you
can affotd to lose at poker. |
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Kapitan
Joined: 10 Mar 2005 Posts: 5385 Location: essex england also st petersburg russia
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Posted: Tue May 02, 2006 10:11 am Post subject: |
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I plan to have one credit card and one only, i chose american express because my two visa debit cards are not accepted in most countrys i go to over sea's, which is a pain in the ar$e.
AMEX will boost my credit rating and also enable me to buy some things quicker and also because i run a very small buisness i can now use that to trade. |
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Etienne
Joined: 10 Jan 2002 Posts: 641 Location: Canada
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Posted: Tue May 02, 2006 10:42 am Post subject: |
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Visa is accepted pretty much everywhere I've been, Cap. Credit cards, anyway... Debit and ATM are a pain in the a... Beside, once you're abroad with a ship, don't use your credit card.
It's called a cash advance, and it's a lot simpler :-D |
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Kapitan
Joined: 10 Mar 2005 Posts: 5385 Location: essex england also st petersburg russia
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Posted: Tue May 02, 2006 10:45 am Post subject: |
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It is but i dont carry cash because its hard to get back should it be stolen credit card i can cancel. |
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STEED
Joined: 31 Jan 2006 Posts: 1671 Location: England
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Posted: Tue May 02, 2006 10:58 am Post subject: |
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Plastic cards no thanks far too easy to clone your details, one swipe by the bad guys and you’re in the red before you know it. Hard cash is back in fashion, I got turned down some 10 years ago; reason I had less than £35,000 so if you get the card Kap I shall eat my Tuna steak. |
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Kapitan
Joined: 10 Mar 2005 Posts: 5385 Location: essex england also st petersburg russia
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Posted: Tue May 02, 2006 11:14 am Post subject: |
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Your on !
It said i need £12,000 a year i easily reap over that, |
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STEED
Joined: 31 Jan 2006 Posts: 1671 Location: England
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Posted: Tue May 02, 2006 11:17 am Post subject: |
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OK they changed the rules so what I shall still eat my Tuna steak yummy. |
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Kapitan
Joined: 10 Mar 2005 Posts: 5385 Location: essex england also st petersburg russia
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Posted: Tue May 02, 2006 11:22 am Post subject: |
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Well i want a picture of you eating your tuna steak with a red hot chilli and i want that pic posted on here subsim on a new topic |
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STEED
Joined: 31 Jan 2006 Posts: 1671 Location: England
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Posted: Tue May 02, 2006 11:26 am Post subject: |
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No problem just pay me 100 Million pounds job done. |
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Kapitan
Joined: 10 Mar 2005 Posts: 5385 Location: essex england also st petersburg russia
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Posted: Tue May 02, 2006 11:28 am Post subject: |
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You cant back out of a bet weve agreed and shaken hands, so you have to do it those further demands are void |
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Oberon
Joined: 07 Jul 2002 Posts: 1796 Location: Suffolk, UK
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Posted: Tue May 02, 2006 11:30 am Post subject: |
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I drank a tablespoon of Tabasco sauce for a £5 bet once...it was...tingly. :doh: |
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The Avon Lady
Joined: 18 May 2005 Posts: 3267 Location: Jerusalem, Israel
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Posted: Tue May 02, 2006 1:45 pm Post subject: |
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My boys slosh tabasco sauce on all their food.
Well, not on ice cream. :nope: |
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STEED
Joined: 31 Jan 2006 Posts: 1671 Location: England
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Posted: Tue May 02, 2006 1:53 pm Post subject: |
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Kapitan wrote: | You cant back out of a bet weve agreed and shaken hands, so you have to do it those further demands are void |
Get him boys |
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